Big Bear Lake Real Estate
Big Bear Real Estate
"As long-time residents of Big Bear Lake, RE/MAX Big Bear Agents and active members of the Big Bear Board of Realtors, we are up-to-the-minute on everything that is new and innovative in Big Bear Lake and Big Bear Lake Real Estate today. Whether you have a detailed Big Bear Lake Real Estate question or just want to know what community events are coming up, we can give you the answers!"
BIG BEAR LAKE REAL ESTATE STATS
1st and 2nd Quarter 2008
WHY SHOULD YOU CHOOSE HUD AND MARY?
Hud and Mary are sales leaders in the Big Bear Valley year after year and have won almost every award possible at RE/MAX including:
~ RE/MAX Chairmans Club ~ Platinum Club ~
~ Hall of Fame ~
~ Top Producing Team ~ Top Listing Team ~
~ Top Sales Team and Most Transactions Sold! ~
We are aware that you have many Big Bear Lake Real Estate Professionals to choose from. Whether you are BUYING or SELLING you want Realtors with EXPERIENCE!!
What are Hud and Marys clients saying??
"Couldn't be happier. Marketing procedures were explained, and (they) kept in contact to help me understand each step of the selling process. Many THANKS to you all for service that exceeded expectations!" ~Ursula Ball, BBC (Listed and Sold in 2 days!!!)
 "WE LOVE SELLING BIG BEAR LAKE REAL ESTATE!" 
Hud and Mary are active members of the Big Bear Lake Community.
"We know the valley inside and out so that you can find just the right home and neighborhood for your individual needs."
"As Platinum Club Members, we have 27 years combined experience and specialize in Marketing your Property, 1031 Tax Deferred Exchanges, Foreclosures, Vacation Homes as well as Buying or Selling Full Time Homes"
FORECLOSURES and REO's
FORECLOSURES and REOs seem to be the flavors of the season and there isn't anybody better to guide you through the process of owning a foreclosed Big Bear Lake Real Estate Property than Hud and Mary.
First, let's start with the definition of the word, FORECLOSURE...
Simply stated, this is the forced sale of a piece of real estate to pay off a loan that the owner has defaulted on. (DEFAULTED means that the owners, for their own reasons could not continue making the mortgage payments.)
Now, sometimes a Big Bear Lake Real Estate foreclosure can be a bargain for the purchaser and sometimes....not so much. Hud and Mary will be able to provide you with a list of Big Bear Lake Real Estate COMPS (properties that are comparable in location, size, amenities etc...) so that an educated decision can be made.
For those unfortunate to be in the situation of a possible foreclosure, here are some tips for avoiding what may seem like the inevitable:
1. Don't ignore the problem; it will not just "Go Away"
The further behind you become, the harder it will be to reinstate your loan and the more likely that you will lose your house. Jump into action!
2. Contact your lender as soon as you realize that you have a problem.
Lenders do not want your house. They have options to help borrowers through difficult financial times, call them immediately and get all the information you can.
3. Open and respond to all mail from your lender.
As tempting as it may be to throw away all of those colorful envelopes that are coming in the mail from your mortgage company, you should know that the first notices you receive will offer good information about foreclosure prevention options that can help you weather financial problems. Later mail may include important notice of pending legal action. Your failure to open the mail will not be an excuse in foreclosure court, judges don't like that.
4. You have Mortgage Rights, GET TO KNOW THEM!
Find your loan documents and read them so you know what your lender may do if you can't make your payments. (Sometimes your lender may attach your late payment to the end of the loan.) Learn about the foreclosure laws and timeframes in your state (as every state is different) by contacting the State Government Housing Office.
5. Understand foreclosure prevention options.
Valuable information about foreclosure prevention (also called loss mitigation) options can be found on the internet.
Don't be afraid to explore your options!
6. Contact a HUD-approved housing counselor.
We want you to know that there is support out there for you! The U.S. Department of Housing and Urban Development (HUD) funds free or very low cost housing counseling nationwide. Housing counselors can help you understand the law and your options, organize your finances and represent you in negotiations with your lender if you need this assistance. Find a HUD-approved housing counselor near you or call (800) 569-4287 or TTY (800) 877-8339.
7. Prioritize your spending.
After healthcare, keeping your house should be your first priority. Review your finances and see where you can cut spending in order to make your mortgage payment. Look for optional expenses-cable TV, memberships, entertainment-that you can eliminate. Delay payments on credit cards and other "unsecured" debt until you have paid your mortgage. You can even cut your costs at the grocery store by planning your meals ahead. Make a weeks worth of nightly menus and STICK TO IT! This means no ordering pizza at the last minute!
8. Use your assets.
Do you have assets such as a second car, old jewelry, a whole life insurance policy-that you can sell for cash to help reinstate your loan? Can anyone in your household get an extra job to bring in additional income? Even if these efforts don't significantly increase your available cash or your income, they demonstrate to your lender that you are willing to make sacrifices to keep your home. Again, they don't want your home!
9. Avoid foreclosure prevention companies.
Don't get sucked in by companies who tell you that they can prevent a foreclosures. Save your time and save your money.
You don't need to pay fees for foreclosure prevention help-use that money to pay the mortgage instead. Many for-profit companies will contact you promising to negotiate with your lender. While these may be legitimate businesses, they will charge you a hefty fee (often two or three month's mortgage payment) for information and services your lender or a HUD approved housing counselor will provide free if you contact them.
10. Don't lose your house to foreclosure recovery scams!
If any firm claims they can stop your foreclosure immediately if you sign a document appointing them to act on your behalf, you may well be signing over the title to your property and becoming a renter in your own home! Never sign a legal document without reading and understanding all the terms and getting professional advice from an attorney, Hud and Mary Wilson (trusted real estate professionals), or a HUD approved housing counselor.
IT'S AN EXCELLENT TIME TO BUY!!!
We have plenty of inventory for Big Bear Lake Real Estate on the market for a buyer to choose from. Whether you are looking for a quaint cabin or a massive mansion, the Big Bear Lake Real Estate market caters to everybody's wants and desires!
It's always a
GREAT TIME TO SELL!
Big Bear Lake has a beautiful second home community to sell and customers are always looking for BIG BEAR LAKE REAL ESTATE in the Big Bear Valley area.
List your Property with us!
We
ADVERTISE! ADVERTISE! ADVERTISE!
We Give You TOP EXPOSURE FOR YOUR LISTING!
www.hudandmarywilson.com
www.realtor.com
www.remax.com
www.remaxbigbear.com
* www.SOCALMLS.com
www.Zillow.com
See your Property in PRINT!
RE/MAX Buyers Guides
Color Fliers
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* Exposes your listing to 150,000 agents in Southern California!
We Specialize in Big Bear Lake Real Estate including; Cabins, Homes, Condos, Lake Fronts, Ski Slope Views, Ski-In Ski-Outs, Horse Properties, Income Producing Properties (For Vacation Rentals or Full Time), 1031 Exchanges and Vacant Lots!!
Hud and Mary are a wealth of knowledge in all aspects of Big Bear Lake Real Estate!
WHY OWN A SECOND HOME IN BIG BEAR LAKE?
It seems like it wasn´t that long ago that buying a second home or a "vacation home" in Boig Bear Lake was a luxury that was reserved for the wealthy. Not any more! In todays Big Bear Lake Real Estate market and with all of the new loan options, owning a second home is easier and more tangible than ever before!
Not only will owning a second home in Big Bear give you a place to break away from your daily grind, a second home is also considered to be an investment due in large part to the fact that it provides a tax break, much like a mortgage-interest tax deduction. It is also a way to diversify assets out of stocks and if you should decide to rent the property, with the income you collect, it can help you offset your mortgage AND you would also be able to deduct depreciation.
OK, so enough about the financial incentives, there are other reasons to buy a second home in Big Bear...
These days with our work hours expanding and our work-week turning into a work "month", most people are looking for more than an investment, they want to simply GET AWAY!
Just the thought of buying a second home in Big Bear can be exciting; just think about it, another place to hang your hat and kick up your feet. The nice thing about a second home in Big Bear is that it gives you and your family the opportunity to live a whole new life away from the congestion of your daily routines. This is a chance to release your stress, rekindle a dying romance or reacquaint yourself with your children.
Just THINK about it, when the phone rings at your second home, you KNOW it's NOT your office calling!
Choosing a location for your second home in Big Bear is quite different from when you chose one for your primary residence. You don't need to worry about where you are in conjunction with your business, doctor, dentist, family members or where the schools and bus stops are located. Imagine that!
Being a part of Big Bear Lake Real Estate has given us the opportunity to really explore the whole area that we live in. Our Lake alone provides the year-round activity of fishing and don't get us started on the joys of having a lake nearby when the weather warms up!
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Hud and Mary Wilson + Big Bear Lake Real Estate = A Winning Combination |
Here are just a few more reasons to own a second home in Big Bear:
J Big Bear Lake has over 300 days of sunshine per year
J Year-round Fishing on Beautiful Big Bear Lake
J Big Bear Lake has a small town feeling but there are still "big" places to shop!
J There are NO FREEWAYS In Big Bear Lake
J It only takes about 20 minutes to get from one end of Big Bear Valley to the other
J You RARELY need to make dinner reservations at ANY restaurant in Big Bear Lake
J Mmmm......the restaurants
J Smog??! What´s that?
J Small class sizes in the Big Bear Valley School District.
J Air conditioning is not a necessity while in Big Bear Lake
J You can experience ALL FOUR SEASONS in Big Bear Lake (Fall is our favorite!)
J The LAKE
J The VILLAGE of Big Bear Lake
J The WEATHER...squirrels...birds...snow...the VIEWS!
OK; so there are more than just a FEW good reasons to buy in Big Bear;
Whatever your reasons, there IS a second home in Big Bear Lake Real Estate that is just right for you. Vacation time can take on a whole new definition once you can use it for all the things you´ve always wanted to do. A second home can provide you with all that and SO MUCH MORE! Check out these Big Bear Locations to help you decide what area you would like to have your Mountain Home in!
Alpine Woods
Baldwin Lake
Boulder Bay
Big Bear Lake
Big Bear City
Castle Glen
Creekside Estates
Erwin Lake
Fawnskin
Fox Farm
Lake Williams
Maple Ridge
Meadow Brooks Estates
Metcalf Bay
Sky Valley
Sugarloaf
Whispering Forest
Call us today to get you started on your second home purchase in Big Bear!
  
ITS SUMMER!!!
and
Big Bear Lake Real Estate is
There has never been a better time to search for a Vacation Rental, Property Investment or for a Second (Third...Fourth...) Home! There are so many options out there for buyers, Big Bear Lake Real Estate is waiting for YOU!
Whether you are in the Desert or by the Sea, you are approximately 2 short hours away from the gorgeous majesty of the Beautiful Big Bear Valley and the wonderful Big Bear Lake Real Estate!
Make it your next home and be able to enjoy a true vacation with Blue Skies, Crisp Clean Air and the 4 seasons, any time you like!!!!
Beautiful Big Bear Lake is a unique mountain resort community located 100 miles from Los Angeles and surrounded by the San Bernardino National Forest. Our altitude ranges from 6,750 to 9,000 feet!
 We have over 300 days of sunshine a year!
Summer temperatures in Big Bear average around 80 degrees during the day, and winter daytime temperatures are usually in the 40's
Our beautiful freshwater Lake is 7 miles long with over 22 miles of shoreline. We have a full Lake that is just waiting for you to enjoy!
Our community is full of recreational opportunities such as fishing, water sports, hiking, snow sports, mountain biking, horseback riding, tours and golf! The village is so charming with shopping and dining for all!
Big Bear Lake has a fascinating HISTORY click here to learn more!!
WE LOVE BIG BEAR LAKE REAL ESTATE; WE KNOW THAT YOU WILL TOO!
About us...
We have 3 beautiful daughters; Katie graduated from Big Bear High School in 2005 and will be returning to Cal State Long Beach this Fall as a Senior. Marilyn was accepted to Cal-State San Marcos and will be starting her Freshman year in the Fall. YAY Marilyn! Heather is a graduate of Loyola Marymount University; she is now working at Fox.com as a Senior Staff Accountant! Katie and Marilyn have gone through our excellent school system since pre-school and have been very successful students in the Bear Valley Unified School District. If you are moving your children to Big Bear we have all the school information you need and are proud of our award winning schools.
We hope that you have enjoyed this site regarding Big Bear Lake Real Estate and set is as a "Favorite" so that you can view NEW LISTINGS and information any time you like! We look forward to hearing from you anytime with your Big Bear Lake Real Estate questions!!!
BIG BEAR LAKE REAL ESTATE
DEFINITIONS
We realize that some of the terms used in Big Bear Lake Real Estate aren't so common, so we put together a little dictionary of information and we hope it helps! As always, if you have any questions, we are just a phone call away!
~Hud and Mary
A B C D E F G H I J K L M N O P Q R S T U
V W X Y Z
CONTACT US!
HUD AND MARY WILSON
Big Bear Lake Realtors
 Big Bear
P.O. Box 2814
Big Bear Lake, CA 92315
Direct Line: (909) 229-8093
Business: (909) 585-6161 EXT. 224
eFax: (909) 586-6939
E-Mail: info@hudandmarywilson.com
  
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